Custom Financial Software Development
Smart, scalable financial software — built for how your business actually runs.
From payment systems to client portals and onboarding automation, uPayments designs and builds the secure financial tools that financial services firms, consultants, and growing businesses rely on every day.
What we build
End-to-end financial software, owned and operated in production — not handed off and forgotten.
Payment Systems
Custom payment flows built on established gateways — card, ACH, and invoicing — with idempotent processing, full transaction ledgers, and reconciliation built in from day one.
Client Portals
Branded, secure portals for account management, document signing, invoicing, and payments — designed so your clients can complete an entire workflow without a phone call.
Onboarding & KYC Automation
Identity verification, bank account authentication, e-signature, and remote online notarization stitched into one guided flow — compliance steps your clients actually finish.
Financial Dashboards
Real-time operational and financial analytics — payments, invoices, disbursements, and customer activity — built on your live data, not yesterday’s export.
API & CRM Integrations
Two-way integrations with the systems you already run — CRMs, banking APIs, e-signature, and notarization platforms — with webhooks, retries, and audit trails handled properly.
Automation & Internal Tools
Back-office automation that removes the manual middle: scheduled jobs, alerting, reconciliation, document generation, and the admin tooling to oversee it all.
Our Products
uPayments Advance
We don't just build financial software for others — we run our own. uPayments Advance is our business funding platform for small businesses, operated end-to-end on the same technology we build for clients.
Business clients access funding through a fully managed process in our secure portal — identity verification, a signed and notarized agreement, itemized invoicing, and disbursement directly to the client's verified business bank account.
How it works
- 1
Verify
Identity and business bank account verified through bank-grade verification.
- 2
Agree
A funding agreement is signed electronically and notarized online.
- 3
Invoice
Itemized invoices are issued and settled securely through the portal.
- 4
Receive
Funds are disbursed directly to the verified business bank account.
Security is the default
Financial software fails differently than other software — so we engineer for the failure cases first. Every system we build and operate ships with the same protections we demand of our own platform.
- Encryption in transit and at rest for sensitive data
- Field-level encryption for payment credentials
- Role-based access control and full audit logging
- Idempotent payment operations and replay-safe webhooks
- Identity verification and notarization built into critical flows
Have a project in mind?
Tell us what you're building — or what's slowing your operation down — and we'll tell you honestly whether we're the right fit.
info@upayments.io